Professional Credit Dispute Services

All our plans provide identical premium full-service credit dispute service with a dedicated specialist. The only difference is the payment structure: Elite JumpStart ($399 setup + $197/month), Momentum Builder (2 weekly $250 payments + $197/month - Most Popular), Strategic Start (4 weekly $150 payments + $197/month), and Platinum Commitment ($1,499 one-time includes 6 months). Choose the payment option that best fits your budget.

Every plan includes a dedicated credit dispute specialist who handles everything for you: unlimited custom dispute letters, priority processing, monthly credit score updates, direct creditor negotiations, weekly progress updates, JAM Engine Credit Management Platform access, complete dispute documentation, and phone & email support. You simply relax while we do all the work.

Momentum Builder is our most popular choice. It allows you to spread your initial investment with 2 weekly payments of $250 each, then transition to the monthly service fee of $197. This provides a good balance between affordability and getting started quickly with our premium service.

Most clients see initial results within 30-45 days, with significant improvements typically occurring within 3-6 months. Complex cases may take longer. Your dedicated specialist will provide weekly progress updates and work continuously on your behalf to optimize timing and results.

JAM Engine is our comprehensive credit management platform included in all plans. It provides credit report analysis, tracks your progress, manages dispute documentation, offers personalized recommendations, and serves as your central hub for monitoring your credit improvement journey. Your specialist uses this platform to manage your case efficiently.

Once you've completed your initial payment structure (setup fees or weekly payments), all plans transition to the same $197/month service fee. The Platinum Commitment plan includes 6 months of service, after which you can continue at the standard monthly rate or pause your service as needed.

Our full-service approach means you don't have to learn credit law, write dispute letters, or manage creditor communications. Your dedicated specialist handles everything: analyzing your credit reports, crafting strategic disputes, negotiating with creditors, and providing ongoing guidance. You get professional expertise without the time investment or learning curve.

While we cannot legally guarantee specific point increases (no credit dispute company can), our methods have helped thousands of clients improve their credit scores. We offer a 30-day money-back guarantee on all plans. Our specialists work continuously on your behalf, and we're committed to achieving meaningful results for every client.

After enrollment, you'll be assigned a dedicated credit dispute specialist who becomes your personal advocate. They analyze your credit reports, develop a customized strategy, handle all dispute letters and creditor communications, negotiate on your behalf, and provide weekly progress updates. You have direct access to your specialist via phone and email for any questions or concerns.

All plans include a dedicated credit dispute specialist, weekly progress updates, direct creditor negotiations, phone & email support, and access to our JAM Engine platform. Your specialist is your primary point of contact and handles all aspects of your credit dispute process while keeping you informed every step of the way.