Our 100% Money-Back Guarantee

We're so confident in our credit dispute services that we back them with a risk-free guarantee.

Our Commitment to Your Satisfaction

At JAM Capital Consultants, we stand behind our services with a 100% money-back guarantee. If you don't see results after following our program for at least 6 months, we'll refund your service fees.

We understand that credit dispute is a process that requires time and consistent effort. Our guarantee reflects our confidence in our methods and our commitment to your success.

Guarantee Eligibility Requirements

Minimum service period: You must be an active client for at least 6 consecutive months.
Account in good standing: Your account must be current with all payments made on time.
Active participation: You must have followed all recommendations from our credit dispute advisors.
Documentation: You must provide before and after credit reports showing no improvement.
Timely request: Refund requests must be submitted within 30 days after the 6-month service period.

How to Request Your Money-Back Guarantee

Contact Support

Reach out to our customer service team at [email protected] to initiate your refund request.

Submit Documentation

Provide copies of your credit reports from before you started our service and your current reports showing no improvements.

Complete Form

Fill out our guarantee claim form explaining why you believe you're eligible for a refund under our guarantee policy.

Account Evaluation

Our team will review your account activity, dispute history, and credit reports to verify your eligibility for the guarantee.

Refund Processing

If all requirements are met and no improvements have been made, we'll process your refund within 30 business days.

What's Not Covered

Setup fees: Any one-time setup fees for the Full-Service plan are non-refundable.
Third-party costs: Fees paid to third parties (credit bureaus, creditors, etc.) are not refundable.
Accounts with new negative items: If new negative items appear on your credit report during the service period.
Inactive accounts: Accounts that have been inactive or have not followed the recommended dispute strategies.
Unrealistic expectations: Claims based on unrealistic expectations (e.g., expecting a perfect credit score in 6 months).

Our guarantee is designed to ensure that you have the best possible chance of success with our credit dispute services. We're committed to helping you improve your credit, and we stand behind our methods with this risk-free guarantee.

Frequently Asked Questions

What exactly is covered by the money-back guarantee?

Our money-back guarantee covers the monthly service fees you've paid for our credit dispute services. If you meet all the eligibility requirements and don't see any improvements in your credit report after 6 months, we'll refund the service fees you've paid during that period. Setup fees and third-party costs are not included in the refund.

How do you define "improvement" in my credit report?

Improvement is defined as any positive change in your credit report, such as the removal of inaccurate negative items, corrections to errors, or an increase in your credit score. Even the removal of a single inaccurate item is considered an improvement, as it contributes to the overall health of your credit profile.

What if I've only been using the service for 3 months?

Our money-back guarantee requires a minimum commitment of 6 consecutive months. Credit dispute is a process that takes time, and meaningful results typically begin to appear after several rounds of disputes. If you cancel before the 6-month period, you won't be eligible for the guarantee.

How do I request a refund under the guarantee?

To request a refund, contact our customer service team at [email protected]. You'll need to provide documentation showing your active participation in the program, including dispute records and before/after credit reports. Our team will review your account and respond to your request within 10 business days.

Can I get a partial refund if I've seen some improvement but not as much as expected?

Our guarantee is based on whether there has been any improvement, not the degree of improvement. If any positive changes have occurred in your credit report, regardless of how small, the guarantee conditions have been met. Credit dispute results vary based on individual circumstances, and we cannot guarantee specific outcomes or point increases.

Ready to Start Your Credit Dispute Journey?

Choose a plan that works for you and take the first step toward better credit today, backed by our 100% money-back guarantee.

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