About the CEO
Meet Carnelius Johnson, the visionary leader behind JAM Capital Consultants LLC and your trusted partner in financial transformation.
Our Founder's Story
At the heart of JAM Capital Consultants LLC is a simple belief: Everyone deserves a fair chance to rebuild their credit and regain control over their financial future. Our Founder and CEO, Carnelius Johnson, knows this firsthand. After facing his own challenges with credit, Carnelius made it his mission to turn his experience into a way to help others rise above the same obstacles.
Carnelius is a dedicated credit professional with years of hands-on experience guiding individuals and business owners through the complex world of credit repair and education. His approach is direct, transparent, and focused on real results, not empty promises. Under his leadership, JAM Capital Consultants has become a trusted resource for clients who want practical solutions and long-term success.
"My story is proof that with the right guidance and determination, you can change your life and your credit for the better."
Leadership Philosophy
Driven by a passion for empowering people, Carnelius has built JAM Capital Consultants to be more than just a credit consulting company. It is a place where clients feel heard, supported, and equipped with the knowledge to make confident financial decisions. Whether you are trying to buy a home, secure funding for your business, or simply clean up past mistakes, Carnelius and his team are committed to standing with you every step of the way.
Professional Credentials
Board Certified Credit Consultant
Officially certified by the Credit Consultants Association
Board Certified Credit Consultant
Credit Consultants Association • Valid through June 2027
Core Values
Transparency
Direct, honest communication with no empty promises - just real results and clear expectations.
Empowerment
Equipping clients with knowledge and tools to make confident financial decisions for lasting success.
Compassion
Understanding that financial challenges affect real people, and treating every client with dignity and respect.
Excellence
Committed to delivering superior results through meticulous attention to detail and continuous improvement in every aspect of our service.
Experience & Expertise
Credit Repair Specialist
Years of hands-on experience helping individuals and businesses navigate complex credit challenges and achieve their financial goals.
Financial Education Advocate
Passionate about creating accessible resources and sharing knowledge that makes credit repair understandable for everyone.
Mentor & Leader
Dedicated to mentoring others and building a team that shares the same commitment to client success and ethical practices.
Beyond Business
When he is not working with clients, Carnelius enjoys mentoring others, sharing financial education, and creating resources that make credit repair accessible to everyone. His commitment extends beyond the office - he's passionate about building a community where financial literacy and empowerment are available to all.
Carnelius believes that financial freedom is not just about numbers on a credit report - it's about restoring hope, building confidence, and creating opportunities for individuals and families to achieve their dreams.
Ready to Transform Your Financial Future?
Experience firsthand the dedication and expertise that Carnelius Johnson brings to every client relationship.